Question 1

How much does it cost to use your app? (Fees)

Accepted Answer

The Charge apps are free to download from Google Play or the Apple App Store and there are no setup fees, monthly fees, minimum turnover requirements or subscription fees.

When a transaction is processed using Charge for Stripe, a 1% fee will be applied per transaction, in addition to the standard Stripe fees, which vary from country to country and can be found at https://stripe.com/pricing. If you never process any payments via the app and only use it for tracking your Stripe account transactions, that’s completely free.

As there are no setup or ongoing fees with Stripe or with our app, Charge, you only pay fees when you actually make sales, which we think is the way it should be. We hope you’ll find Charge is a convenient, cost-effective way of processing payments on the go, especially when compared to other offerings, many of which charge a larger % of the sale amount or have on-going subscription fees, without having anywhere near the level of functionality available in our apps, like Payment Requests, Terminal Mode, Pre-Auth Payments and Subscription Payments,

Question 2

When do I get paid? When are payouts processed?

Accepted Answer

Once you’ve made your first charges with Stripe, your first payout will be initiated, and should post within seven days. Thereafter, all US-based merchants will receive payouts on a rolling two-day schedule.

Payout schedules vary slightly for merchants outside of the US. See your country’s payout schedule

You can link your bank account, and set the frequency of these payouts, in your Stripe Dashboard’s Balance page. From there, you can also view all payouts from Stripe to your bank account. To learn more, visit Stripe’s documentation on Receiving Payouts.

| If you would like more detailed information regarding payouts such as when your next payout should reach your account or why a payout has been delayed, please contact Stripe directly as we don't have access to this information.

Also refer to How do I withdraw my funds to my bank account?

Question 3

Do your apps support SCA (Strong Customer Authentication)?

Accepted Answer

Yes, both the Android and iOS versions of Charge for Stripe support the SCA requirements that take effect from September 14th, 2019. You can read more about this below or here.

You can also verify this by checking out our listing on the Stripe Partners page which includes the 'SCA-Ready' badge at https://stripe.com/partners/charge-for-stripe (FYI, we were the first mobile payment app listed to be SCA-certified)

To find out which other mobile payment apps are SCA-Ready, please have a look at the official list on the Stripe website at https://stripe.com/partners/apps-and-extensions?n=mobile-payments&sort=sca-ready. As of September 8th, Charge for Stripe is still the only one that is SCA-Ready ;-)

About SCA Strong Customer Authentication (SCA) is a new European regulatory requirement to reduce fraud and make online payments more secure. Once SCA goes into effect on September 14, 2019, online payments will require additional customer authentication. Transactions that don’t adhere to the new guidelines may be declined by your customers’ banks. This regulation applies to transactions where both the business and the cardholder’s bank are located in the European Economic Area (EEA).

*How SCA may impact your business

Question 4

How can I contact Stripe directly?

Accepted Answer

Contact Stripe about these types of questions:

Questions regarding a specific charge, refund, payout (if a payout hasn't arrived when expected), or a payment dispute
Account-related issues, including account lockouts, account restrictions or getting access to your account if you have forgotten your login or password
Using the Stripe Dashboard’s functionality and settings

To contact Stripe directly, please go to https://support.stripe.com/email/login or https://support.stripe.com/?contact=true or you can email them on heretohelp@stripe.com

Question 5

Do you support card readers? How about NFC?

Accepted Answer

Charge for Stripe supports NFC (only on Android devices*) and we believe this is the most convenient way to capture card details for processing charges. Tapping the customer’s card to the back of your device will make the card number and expiry appear in the app so you simply enter the CCV number and the amount (and e-mail address if you want to send a receipt) and click “Charge Card” and it’s done. Read more here.

If your device or the customer’s card doesn’t support NFC, you can simply enter the card details manually or click the camera icon to take a photo of the card to capture the details that way. With all of these methods, none of the card information is ever stored on your device.

As for card readers, we don’t currently support them as we feel they are clunky, can get broken, lost and are unnecessary. Having said that, with the release of Stripe Terminal devices (currently only available in the US and limited beta in Australia and New Zealand), we are currently working on adding support for these devices and have just released an update to our Android app to include support for this device - you can learn more on the following links:

Stripe Terminal FAQs and Card Reader Support
[How to process payments using Stripe Terminal Card Readers](/en-au/article/how-to-process-payments-using-stripe-

Question 6

How can I send a payment request?

Accepted Answer

The Payment Request functionality was one of our most-requested features and we’re excited to finally be releasing it. Here’s how to use it:

Tap the + icon and select ‘Request Payment’
Enter the amount, description and either an email address or mobile phone number and tap the ‘Send Payment Request’ button. Emails will be sent automatically, while entering a mobile phone number and then tapping the 'Send Payment Request' button will allow you to select whichever app you would like to share the payment request to. e.g. WhatsApp, Messenger, Skype.
Your customer will then receive the request with the details of the payment you have requested. The payment request will be displayed in your list of payments as ‘Pending’ until your customer either provides their payment credentials to complete the payment (it’ll then change to ‘Charged’) or selects ‘Cancel’ (it’ll then display as ‘Cancelled), or the payment request will automatically be cancelled after 7 days if payment is not processed or cancelled before then.

If you would like to cancel a payment request, select the payment to view the payment details and then tap ‘Cancel Payment Request’. This will cancel the request immediately. If the user clicks on the link provided in the sms or email after the request has been cancelled, they will be advised the payment request is no longer valid.

If you need to edit the contact details (phone or email), tap the payment request and select 'Edit' from the menu in the top right

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